The Breathe Account™

 The Unique Bill Payment Account

Money management problems easily occur for many people who are only just making the minimum payments each month towards money commitments. Often, even a minor change in personal circumstances or an unexpected bill can quickly lead to distressing financial problems.

Additionally, an inability to then keep up with an agreed monthly payment plan can actually trigger a knock on effect leading to expensive late payment charges from companies such as banks and credit card providers.

Therefore, as credit services have become more readily available the number of people experiencing money and debt related problems, and requiring financial management help has also increased.

In response to this growing problem Breathe have assisted thousands of people in the UK finding a suitable solutions and programs to address any money management problems through the free advice line that the company operates. After speaking with our advisors many callers also choose to enrol onto the companies bill payment programme in order to receive ‘hands-on’ help with daily money management and budgeting issues.

A Sensible Way To Get Back On Track

The Breathe Account is a unique money management service that has been designed to make payments to a wide range of creditors that our clients have without the need for any credit history checking.

The main purpose of the Breathe Account is to talk to and negotiate with creditors on our customers behalf in order to obtain reduced interest rates and charges and to minimise the amount of debt recovery letters sent by debt collection departments.

Unlike all other unsecured Debt Management Plans (DMP) offered to qualifying individuals, the Breathe Account does not simply focus on making payments to an individuals unsecured creditors.

Instead, the Breathe Account can also be set up to provide our clients with the option of us making additional monthly payments to a wide range of organisations such as utility companies or housing associations / mortgage providers in addition to managing payments to unsecured creditors as part of a simple Debt Management Plan. This provides our clients with greater convenience and lots more options.

In Short, the Breathe Account is a unique financial management service that provides the 'hands on' assistance that you may need today but should be viewed as a starting point to help you focus on achieveing your longer term financial goals. For more information please click here.